Companion Plans
Plans that go beyond your Medicare coverage.
Explore additional coverage options to enhance your healthcare security.
Hospital Indemnity
Benefits of Hospital Indemnity Coverage:
Financial Security
Receive cash benefits to cover out-of-pocket expenses such as deductibles, copays, and coinsurance.
Flexible Use
Use the cash benefits as you see fit, whether it's for medical bills, household expenses, or any other needs during your recovery.
Rest and Recover
Rest and recover from an injury or illness with a clear mind knowing you have financial support to help cover an unexpected hospital stay.
Additional Coverage Options
In addition to Hospital Indemnity, we offer a range of Additional Coverage Options to further enhance your healthcare security. This flexibility empowers you to customize your coverage to meet your unique needs and find the right level of financial protection for you and your family.
Cancer Insurance
In fact, about 40% of adult Americans will develop cancer during their lifetime. The good news is cancer screening and medical technology have greatly improved in recent years. Each year cancer patients’ out-of-pocket costs are in excess of $16 billion. Cancer insurance can help ease the financial burden. Some of our plans include access to genomic sequencing benefits.
Benefits of Cancer Insurance:
Financial Assistance
Helps cover the high costs of cancer treatment, including hospital stays, medications, and specialized care.
Access to Advanced Treatments
Some plans offer benefits for genomic sequencing, allowing for personalized and targeted cancer treatment.
Peace of Mind
Focus on your health and recovery without the added stress of financial worries.
Short-Term Care Insurance
When a health care situation leads to in-home or nursing facility assistance, it can quickly deplete your savings. Short-Term Care insurance not only helps to cover costs, but it also makes sure your retirement dollars are protected. With Short-Term Care insurance, you can recover comfortably and worry less.
Benefits of Short-Term Care Insurance:
Financial Protection
Covers the costs of in-home care, nursing facility stays, and other short-term care needs.
Comfort and Privacy
Recover in the comfort and privacy of your own home, allowing you to stay in a familiar environment.
Assurance
Protect your savings and be confident that you have the resources to cover short-term care expenses.
Customized Plans for Your Needs
Top 5 Tips for Choosing the Right Companion Plan
1. Assess Your Needs
Consider your current health status, medical history, and potential future healthcare needs.
2. Evaluate Your Budget
Determine what you can afford in terms of premiums and out-of-pocket expenses.
3. Consult with Experts
Speak with our experienced agents to get individual recommendations and guidance.
4. Review Plan Details
Carefully review the benefits, coverage limits, and exclusions of each plan to guarantee it will meet your needs.
5. Consider Additional Benefits
Consider adding additional benefits, such as dental, vision, or hearing benefits.
Assess Your Needs
Consider your current health status, medical history, and potential future healthcare needs.
Evaluate Your Budget
Determine what you can afford in terms of premiums and out-of-pocket expenses.
Consult with Experts
Speak with our experienced agents to get individual recommendations and guidance.
Review Plan Details
Carefully review the benefits, coverage limits, and exclusions of each plan to guarantee it will meet your needs.
Consider Additional Benefits
Consider adding additional benefits, such as dental, vision, or hearing benefits.