Companion Plans

Home / Companion Plans

Plans that go beyond your Medicare coverage.

Explore additional coverage options to enhance your healthcare security.
At Inspire Medicare, we understand the importance of enhancing your healthcare security beyond what Original Medicare or Medicare Advantage plans offer. Our companion plans provide additional benefits to give you comprehensive coverage for your medical needs.

Hospital Indemnity

One such option is Hospital Indemnity coverage, which offers cash benefits directly to you to help cover out-of-pocket expenses during a hospital stay. This includes deductibles, copays, or coinsurance not covered by your primary plan. With Hospital Indemnity coverage, you can rest assured knowing that your financial wellbeing is protected in the event of unexpected medical expenses.
Benefits of Hospital Indemnity Coverage:
Financial Security

Receive cash benefits to cover out-of-pocket expenses such as deductibles, copays, and coinsurance.

Flexible Use

Use the cash benefits as you see fit, whether it's for medical bills, household expenses, or any other needs during your recovery.

Rest and Recover

Rest and recover from an injury or illness with a clear mind knowing you have financial support to help cover an unexpected hospital stay.

Additional Coverage Options

In addition to Hospital Indemnity, we offer a range of Additional Coverage Options to further enhance your healthcare security.  This flexibility empowers you to customize your coverage to meet your unique needs and find the right level of financial protection for you and your family.

Cancer Insurance

In fact, about 40% of adult Americans will develop cancer during their lifetime. The good news is cancer screening and medical technology have greatly improved in recent years. Each year cancer patients’ out-of-pocket costs are in excess of $16 billion. Cancer insurance can help ease the financial burden. Some of our plans include access to genomic sequencing benefits.

Benefits of Cancer Insurance:
Financial Assistance

Helps cover the high costs of cancer treatment, including hospital stays, medications, and specialized care.

Access to Advanced Treatments

Some plans offer benefits for genomic sequencing, allowing for personalized and targeted cancer treatment.

Peace of Mind

Focus on your health and recovery without the added stress of financial worries.

Short-Term Care Insurance

When a health care situation leads to in-home or nursing facility assistance, it can quickly deplete your savings. Short-Term Care insurance not only helps to cover costs, but it also makes sure your retirement dollars are protected. With Short-Term Care insurance, you can recover comfortably and worry less.

Benefits of Short-Term Care Insurance:
Financial Protection

Covers the costs of in-home care, nursing facility stays, and other short-term care needs.

Comfort and Privacy

Recover in the comfort and privacy of your own home, allowing you to stay in a familiar environment.

Assurance

Protect your savings and be confident that you have the resources to cover short-term care expenses.

Customized Plans for Your Needs

At Inspire Medicare, our plans are built to suit your individual needs. We offer customized consultations to help you understand your options and choose the best companion plans for your healthcare security. Our knowledgeable agents are dedicated to guiding you through the process, to help you find coverage that provides confidence and security.
Customized Plans for Your Needs

Top 5 Tips for Choosing the Right Companion Plan

1. Assess Your Needs

Consider your current health status, medical history, and potential future healthcare needs.

2. Evaluate Your Budget

Determine what you can afford in terms of premiums and out-of-pocket expenses.

3. Consult with Experts

Speak with our experienced agents to get individual recommendations and guidance.

4. Review Plan Details

Carefully review the benefits, coverage limits, and exclusions of each plan to guarantee it will meet your needs.

5. Consider Additional Benefits

Consider adding additional benefits, such as dental, vision, or hearing benefits.

 

Assess Your Needs

Consider your current health status, medical history, and potential future healthcare needs.

Evaluate Your Budget

Determine what you can afford in terms of premiums and out-of-pocket expenses.

Consult with Experts

Speak with our experienced agents to get individual recommendations and guidance.

Review Plan Details

Carefully review the benefits, coverage limits, and exclusions of each plan to guarantee it will meet your needs.

Consider Additional Benefits

Consider adding additional benefits, such as dental, vision, or hearing benefits.

Contact Us Today

Ready to enhance your healthcare security with companion plans? Contact Inspire Medicare today to explore your options and find the additional coverage you need.
Contact Inspire Medicare

FAQs about Companion Plans

Companion plans are additional insurance options that supplement your existing Medicare coverage. They provide extra benefits to cover out-of-pocket expenses and specific healthcare needs.
Hospital Indemnity plans provide cash benefits directly to you during a hospital stay. These benefits can be used to cover deductibles, copays, and other out-of-pocket expenses not covered by your primary insurance.
Cancer Insurance helps cover the high costs associated with cancer treatment, including hospital stays, medications, and advanced treatments such as genomic sequencing.
Short-Term Care Insurance provides financial protection for in-home care and nursing facility stays. It helps you maintain independence and protects your savings from being depleted by short-term care expenses.
Yes, at Inspire Medicare, we offer customizable companion plans to ensure they meet your unique needs. Our agents will work with you to tailor your coverage to fit your healthcare and financial situation.